Helpful Calculators
Automobile Calculators
Should I lease or purchase an auto?What would my auto payments be?Auto purchase - Loan versus 0% dealer financing?Should I upgrade to a more fuel efficient vehicle?Auto loan - Accelerated payoffHow much vehicle can I afford?
Cash Flow Calculators
How much am I spending?How much do I need for emergencies?Should I pay down debt or invest more?Should my spouse enter the work force?How long will my money last?What is my current net worth?What is my projected net worth?What is my projected cash flow?What is my current cash flow?Value of reducing or foregoing expenses.Historical inflation - Compare purchasing powerHow does inflation impact my standard of living?
College Calculators
How much should I be saving for college?Advantages of the Coverdell ESA.Will I be able to pay back my student loans?Advantages of a 529 College Savings PlanWhat is the value of a college education?What are the payments on a parental (PLUS) loan?Should I live on campus, off campus or at home?When should I begin saving for childs college?
Credit Calculators
How long will it take to pay off my credit card(s)?How long until my loan is paid off?What would my loan payments be?Do I have too much debt?What is the balance owing on my loan?Re-structuring debts for accelerated payoffShould I consolidate my personal debt?Which is better, cash up front or payments over time?What is the impact of making extra debt payments?Should I pay off debts or invest the money?
Insurance Calculators
What is my life expectancy?What are my long-term care insurance needs?How much life insurance do I need?What are my needs for burial and final expenses?How much disability income insurance do I need?What are the chances of becoming disabled?How much will I earn in my lifetime?How long will my current life insurance proceeds last?What is the future value of an annuity?What are the tax advantages of an annuity?Which is better, comprehensive plan or high-deductible plan with HSA?
Investment Calculators
Certificate of deposit (CD) analyzerWhat is the long-term impact of increased return?What is the dividend yield on a stock?How do expenses impact mutual fund returns?Certificate of deposit (CD) laddering strategyHow should I allocate my assets?Compare taxable vs. tax-free investment returnWhat is the value of a bond?What is the return on my real estate investment?What is the value of compound interest?What is the value of a call or put option?Taxable vs. tax-advantaged saving comparison.What is my risk tolerance?
Home & Mortgage Calculators
How much home can I afford?Should I refinance my home mortgage (breakeven)?Mortgage calculatorShould I pay discount points for a lower interest rate?Comparing mortgage terms (i.e. 15, 20, 30 year)Should I rent or buy a home?Should I convert to a bi-weekly payment schedule?Compare a no-cost vs. traditional mortgageWhat are the tax savings generated by my mortgage?Which is better, fixed or adjustable-rate mortgage?How do closing costs impact the interest rate?Adjustable rate mortgage calculatorCompare an interest-only vs. traditional mortgageHow much can I borrow from my home equity (HELOC)?
Paycheck & Benefits Calculators
How will payroll adjustments affect my take-home pay?How much will my company bonus net after taxes?What is the future value of my employee stock options?Should I exercise my "in-the-money" stock options?What may my 401(k) be worth?What may my 457 Plan be worth?What is the impact of increasing my 401(k) contribution?What is the impact of increasing my 457 Plan contribution?Convert my hourly wage to an equivalent salary.Convert my salary to an equivalent hourly wage.
Qualified Plan Calculators
What are my Stretch IRA distributions?I am self-employed, how much can I contribute to a retirement plan?Net unrealized appreciation (NUA) vs. IRA rollover?What is the impact of early withdrawal from my 401(k)? What is the impact of borrowing from my 401(k) plan?How do I maximize my employer 401(k) match?What are my lump sum distribution options?What is my projected required minimum distributions?What is my current year required minimum distribution?What will my qualified plan be worth at retirement?Should I convert to a Roth IRA?Evaluate my company pension payout optionsHow much can I contribute to an IRA?How much retirement income can my IRA provide?
Retirement Calculators
How will retirement impact my living expenses?How much will I need to save for retirement?Social security retirement income estimatorAre my current retirement savings sufficient?How does inflation impact my retirement income needs?I am retired, how long will my savings last?When should I begin saving for retirement?Should I convert discretionary expenses to savings?How much retirement income may my 401(k) provide?Compare a Roth 401(k) to a Traditional 401(K)
Saving Calculators
Becoming a millionaireIncome generated by a savings plan.How long will it take to double my money?How long until my savings reach my goal?Save now vs. save later How much should I save to reach my goal?What will my current savings grow to?Calculate rate of returnHow do taxes and inflation impact my return?What is my effective annual yield?
Taxation Calculators
What is my potential estate tax liability?Capital gains (and losses) tax estimatorCompare taxable, tax-deferred, and tax-free growthHow much of my social security benefit may be taxable?What are the tax implications of paying interest?Should I itemize or take the standard deduction?What is my taxable-equivalent yield?2009 tax refund estimatorTax freedom dayHow much self-employment tax will I pay?Will my investment interest be deductible?Should I adjust my payroll withholdings?Federal Income Tax Estimator (Current Year)
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